News And Articles

Sak’s Fifth Avenue Credit Card Breach: What to Do if You’re Affected

April 3, 2018

Toronto company HBC has been pinned down as the most recent company to suffer from a major data breach. Sak’s Fifth Avenue store credit cards have been subject to a security breach. Hudson’s Bay Co., commonly known as HBC is the owner of these stores. Five million of Sak’s Fifth Avenue and Lord & Taylor… Read More

Credit Card Points

Credit Card Reward Points Guide – How it All Works

March 27, 2018

Credit card issuers want you to use their cards as often as you possibly can. So, what’s in it for them? The more you swipe or tap, the more fees they collect from merchants… It’s that simple! But how do they encourage you to use your card as frequently as possible? Points! You are rewarded,… Read More

parking tickets lowers credit score

Reasons Your Credit Score Isn’t as High as it Should Be

March 25, 2018

You’re at the desk applying for your first mortgage, and you’ve consistently brought soggy, homemade sandwiches to your desk to get that down payment. You’ve done everything by the book; paying off your monthly credit card statement, only took out loans you knew you could payback and generally have kept your credit score in tip-top… Read More

Loans 101: Understanding Various Types of Loans

March 22, 2018

  If you lack the financial resources you need to meet a particular obligation, be it house repair, paying down an upcoming mortgage installment, settling an overdue credit card bill, or booking a vacation, you’ll most likely look to get a loan. But what type of loan should you seek – do you really know?… Read More

Bitesize Youtube Videos to Understand your Finances

March 20, 2018

Banks and their fine-print documentation can often be over complicated to get your head around when getting to grips your financial options. There seems to be new financial terms created every other day. Youtube is often an incredible resource to get you started. Often credit can seem like a daunting concept, and many people are… Read More

Complete Cost of Buying a Home

The Complete Cost of Buying a Home: It’s More Than Just Your Mortgage!

March 16, 2018

If you’ve been around the home-buying block before, you’ve probably learned a few things after the first time – the hard way! But for first-time home buyers, here’s a little-discussed secret that you may not be aware of: Home buying costs aren’t just restricted to the down-payment and monthly mortgage installments. Read on to learn… Read More

How to Make a Personal Line of Credit Work for You

March 14, 2018

  A line of credit is excellent when your rainy day fund just isn’t going to cover you from the storm in your life. This form of lending made its breakthrough in the corporate world. Businesses used the injection of capital to make strategic, bold business moves; such as a factory expansion when higher sales… Read More

Travel Rewards Credit Cards

Top 4 Travel Rewards Credit Cards

March 12, 2018

  In more ways than one, when you use a credit card, you are rewarding the card issuers. But with a Travel Rewards Card, you could be the one enjoying the rewards. Read on to learn more about this amazing product, and also find out which one of them makes our list of Top 4… Read More

Applying for a Loan

How to Get a Loan – The Quick and Easy Way

March 9, 2018

Getting a loan doesn’t have to be difficult!  If you are in need of an unsecured loan, many “traditional” lenders make it next to impossible for you to access the money you need. And if you have bad or poor credit – the challenges are multiplied a hundred-fold! But securing a loan when you need… Read More

Credit Card with Bad Credit

Can I get a credit card if I have damaged credit?

March 7, 2018

There’s an old saying that many practitioners of alternate medicine use when diagnosing their patients. It goes something like this: “You are what you eat!” The connotation is that, if you make healthy food choices, chances are that you will be healthy. There’s a similar connection between your credit score and your financial health.  The… Read More