News And Articles

How to Apply for a Mortgage: Your 4-Step Guide

December 20, 2018

Applying for a home loan is the first step to take when getting serious about buying a home. It will help you understand how much house you truly can afford. Get ready for the application process by gathering your financial info, finding a lender to work with, and getting pre-approved. You can always shop around… Read More

Open House Tips For First-Time Buyers

December 6, 2018

While open houses seem pretty casual, savvy buyers know that checking out a home isn’t just about aesthetics or a quick view. In today’s hot market, you might not get another look before making an offer. If you’re seriously interested in a home, get a feel for the things you can’t change: the neighborhood &… Read More

Buying a starter home? Here’s what you need to know

November 22, 2018

Many first-time home buyers, especially in competitive markets, end up in starter homes as a part of their first foray into the real estate market. The idea of a “starter home” goes back to World War II. After veterans completed their service, they returned home and took advantage of a provision in the G.I. Bill… Read More

Personal Loan Opportunities: The Benefits of Consolidating Your Debt Now with a Personal Loan

October 28, 2018

Canadians are usually very conscientious about managing individual and family debt. However, in recent years, fueled largely by ultra-low interest rates, many of us have taken on more debt than we normally would. And that raises the risk of credit default. With each missed payment or overdue bill, comes the spectra of credit rating downgrades. Missing… Read More

Credit Card Points

Credit Cards:  The ideal way to pay for Big Ticket purchases these days

October 22, 2018

There was a time when Cash was King! Anything you needed, you had to pay cash. That changed (not so long ago, I might add), when people paid for Big ticket items, like home appliances and furniture, by cutting a cheque. Millennials may not have to use a cheque in their lifetime, since payment modes… Read More

Mortgages: The choice of a mortgage provider matters when investing in properties

October 19, 2018

The ups and downs of the stock market are legendary. However, not every Canadian has the temperament or the patience to be a trader. And that’s why the Canadian property market offers a unique investment opportunity. But, when it comes to financing your property investment, be it through a first or second mortgage – how… Read More

Saving for Your First Home

September 12, 2018

It’s a tough market to get a mortgage application approved.  In order to avoid paying for default insurance, home buyers typically need to secure 20% of their home’s purchase price for a down payment. There are other benefits to paying a more substantial down payment. For one, it reduces your monthly principal and interest payment…. Read More

Our Guide to Paying Your Mortgage off Early

September 9, 2018

With one in three Canadian mortgage holders feeling overwhelmed by their mortgage payments, we give you an insight into the advantages of paying off your mortgage ahead of time. The most important question to address in this article is whether it’s worth your while to pay your mortgage off early. And by this, I’m addressing… Read More

Mortgage Rate vs. APR

August 17, 2018

After reading this article you will have empowered yourself with critical knowledge on the varying mortgage rates. Informed consumers get the best deals when shopping around.   We’ve also included insights on how to calculate the various interest rates as well as resources to make sure you find the best deal.   Nobody wants to… Read More

Mortgage Benefits: What first-time buyers should know about home-buying choices

July 23, 2018

Home ownership is a dream for many Canadians. However, many prospective home buyers are ill-prepared when it comes to taking the steps towards becoming home owners. That’s because they do not understand the options available to them, in terms of home-buying choices. More importantly, first-time buyers don’t realize the longer-term financial consequences on their mortgage… Read More